Protecting Retirement Security Through Clarity and Advocacy
We provide clear, independent insight to help Chicago educators understand their pension benefits, follow CTPF decisions, and protect their long-term retirement security.
Why It Matters
Retirement systems have increasingly shifted away from defined-benefit pensions toward models that place more risk on individuals.
While the Chicago Teachers’ Pension Fund (CTPF) remains a defined-benefit system, changes such as Tier 2 and greater reliance on 403(b) plans have introduced more variability into retirement outcomes.
For many educators, this means greater dependence on market performance and individual decisions, making long-term security less predictable.

Numbers Speak
Delve into the data that underscores our mission.
CTPF funding ratio
Active CTPF members
Of CTPF pension history
Advocating for CTPF members

Mission
We are a 501(c)(3) nonprofit organization dedicated to educating members, advocating for the protection of earned benefits, and promoting transparency and accountability within the CTPF, ultimately protecting retirement security for Chicago educators.
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Educate
Provide clear, practical insight into benefits, policy changes, and the CTPF’s structure.
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Protect
Advocate for the preservation of earned benefits and the long-term integrity of defined benefit retirement systems.
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Restore
Support reforms that strengthen transparency, accountability, and long-term system stability.
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Empower
Provide a better understanding of the systems and decisions that affect CTPF members’ retirement security to help promote transparency, fairness, and informed member participation.
Active Oversight
We actively monitor developments within the Chicago Teachers’ Pension Fund, including Board of Trustees meetings, policy decisions, and governance practices.
Our work focuses on increasing transparency, clarifying complex processes, and keeping members informed about decisions that affect their retirement.
- Participation in Board meetings
- Monitoring policy and governance decisions
- Advocacy for transparency and accountability

Take Action Now
Stay Informed. Stay Protected.
Subscribe to the newsletter for timely updates on pension policy, board activity, and the work PAG is doing to protect and strengthen defined-benefit systems.
